Invest with us
Put your capital to work in HMO projects
We develop HMOs, and HMO projects need capital. Working with more private partners lets us take on more projects. You can invest with us in two ways: as a joint venture (JV) partner or as a lender. Each arrangement is tailored to the project and agreed in writing.
This page explains how we work with partners in general terms. It is not an offer of any investment. We share details of a specific project only after a call, and only with investors who have signed a high net worth or sophisticated investor statement.
The process
How it works
- Introductory call. We get to know you, what you want your money to achieve, and why you prefer property to other assets. This first call is about how we work in general, not a specific deal.
- Investor statement. If you’d like to hear about specific opportunities, we’ll ask you to complete and sign a short statement confirming you qualify as a certified high net worth individual or a sophisticated investor. We can’t share project details until this is in place.
- Your criteria. We discuss how much you’d like to invest, for how long, and whether a JV or a loan suits you better.
- Matching a project. Geoff matches you with a project that fits your criteria and shares the deal information for you to review with your own advisers.
- Agreement. We set everything out in a written agreement: structure, security, timescale and exit. We recommend you take independent legal advice.
- Delivery and updates. Gemma manages the works, refinancing and management, and we keep you updated throughout.
- Exit. As agreed at the start, through a refinance, a sale or a longer-term hold.
This can be done over one call or meeting, or several.
Option 1
Joint venture partnerships
In a JV you provide capital for a project and share in its outcome with us. We find the deal and handle the planning, works, letting, refinancing and exit.
- Structure: agreed for each deal to suit the partnership and the project, and documented in a written JV agreement.
- Your role: we handle the day-to-day work and keep you informed.
- Profit share: agreed project by project and set out in the agreement.
- Project types: HMO conversions large and small, commercial-to-HMO conversions and new-build land schemes.
- Timescale: discussed and agreed for each project.
Option 2
Lending
If you’d rather lend than own, you can provide a loan to a specific HMO project for an agreed term.
- Terms: interest, term and repayment are agreed for each project and set out in a loan agreement.
- Security: discussed and agreed for each project and set out in the loan agreement.
- Timescale: discussed and agreed for each project.
We don’t publish rates, target returns or minimum amounts. Every opportunity is different, and terms are agreed with you individually.
Why HMO Partners
Why invest with us
A long track record
Investing since 2009, around 60 HMO deals completed, and thousands more consulted on through Now Rooms and HMOsales.com.
The whole HMO lifecycle in-house
Through our businesses we handle sourcing, valuation, conversion, letting and sales.
Exits planned from day one
We’ve held HMOs for cashflow and sold them at maturity, so there’s always more than one exit.
Market insight
Through HMOsales.com we see HMO sales and valuations across the country, and we have brokered over £100m of HMO sales to buyers in the UK and overseas.
Important information. This website gives general information about HMO Partners and our experience. It is not an offer or invitation to invest and does not promote any specific investment. HMO Partners is a trading brand of HMO Sales Limited. We only share details of a specific opportunity privately, with people who have signed a statement confirming they are a certified high net worth individual or a sophisticated investor under the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, or through a promotion approved by an FCA-authorised firm. Your capital is at risk and you could lose all of the money you invest. Property is illiquid, so your money may be tied up for the length of a project, and past performance is not a reliable guide to future results. These investments are not covered by the Financial Services Compensation Scheme (FSCS). Nothing on this website is financial, investment, tax or legal advice. Please take your own independent professional advice before investing.
Speak to Geoff
Book a free 30-minute call to find out how co-investing works and whether it’s right for you, or register your interest.
Or call 0800 002 9017 · email geoff@hmosales.com